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E-banking adalah salah satu sektor yang terpengaruh oleh perkembangan teknologi informasi dan komunikasi adalah perbankan, penggunaan teknologi informasi dan komunikasi di sektor perbankan nasional relatif lebih maju dibandingkan sektor lainnya. Perbankan elektronik mencakup wilayah yang luas dari teknologi yang berkembang pesat akhir-akhir ini. Beberapa diantaranya terkait dengan layanan perbankan di garis depan”, seperti ATM dan komputerisiasi (sistem) perbankan, dan beberapa kelompok lainnya bersifat garis belakang”, yaitu teknologi-teknologi yang digunakan oleh lembaga keuangan, merchant, atau penyedia jasa transaksi.
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